PRIVACY POLICY

At Kimball & Cross we are dedicated to protecting customer information. We value your trust and want you to understand what information we obtain, how Kimball & Cross uses this information, and how we protect it. Kimball & Cross will not share non-public information about customers with third parties with the exception of the securities vendors we use to serve your securities brokerage needs as permits by law. We have created our Privacy Policy to annually communicate our privacy commitment to you.

It’s Kimball & Cross’s policy not to sell personal information to outside marketers for payment or any other compensation.

We will at all times maintain physical, electronic and procedural safeguards to protect customer/personal information we obtain.

We will inform customers of our Privacy Policy annually and what changes, if any, are made.

In order to provide you with products and services you have requested for your securities brokerage account, Kimball & Cross may receive non-public information about you from the following:

New account applications and other related forms containing name, address, phone number, social security number, birth date, income, net worth, bank reference, and employment.

Transaction activity in your account(s) or outside companies such as mutual fund and insurance companies.

Credit reporting agencies for verification of accuracy of application data and/or to access credit worthiness for credit products.

From other sources, with your consent, for example transferring your account to Kimball & Cross.

From other companies to assist us in marketing our products and services we offer jointly with other financial companies, for example mutual fund companies and insurance companies.

How Your Information is Protected

Kimball & Cross is committed to protecting your non-public information and considers this safeguarding of information a priority. We maintain procedures and technology designed to prevent access to your personal information. We employ physical, electronic, and procedural protections in accordance with industry standards.

We restrict access to personal information to employees and service providers for legitimate business purposes. We may share personal information we collect about our customers, prospects and former customers to service providers such as:

Unaffiliated service providers such as securities clearing houses, printers for delivery of statements and other administrative services associated with your account(s).

Government agencies, such as tax reporting or court orders.

Other organizations such as consumer reporting agencies.

Other organizations, as permitted by law that protect your privacy such as fraud prevention.

On-Line Privacy

In addition to the privacy guidelines outlined above, the following on-line principles describe Kimball & Cross's commitment to protecting your information when accessing us through the World Wide Web. We employ proven protection such as: firewalls; encryption techniques; and, authentication verification techniques.

Connection to Kimball & Cross

Kimball & Cross offers different options for accessing your account information. You can review your information independently using your statements, Internet services, or by telephone through your investment professional. Specific address and telephone numbers are listed on your statements and other correspondence.

Even if you are a former Kimball & Cross customer, our Privacy Policy will continue to apply to you.

If you have questions about our privacy policy, please contact us at or 617-228-5700.